Pet Insurance - A Waste Of Time?
According to a survey published by Mintel, one in three pets
needs an unexpected visit to the vet each year. This means that
you are more likely to claim on your pet insurance than on a
home & contents policy or even your car insurance.
The word "unexpected" is important here. If you are looking for
pet insurance to provide cover for routine treatments such as
vaccinations or worming, forget it - policies that do that are
as rare as hens' teeth! And you won't find cover for elective
treatments, such as neutering, either. This means that the most
common reasons for visiting the vet are uninsurable.
But don't forget it's those unexpected visits that tend to be
the expensive ones! Developments in animal care mean that more
conditions can be effectively treated and costs of emergency
care can be horrendous. A cat that argues with a car could cost